This is the first time I have seen a fly like this in northern Michigan. Can you tell me what it is please?

Post's pictures

fly.jpg, 76.98 kb, 720 x 960

I am fairly sure this is a something in the family Tabanidae (= deer flies and horse flies) - hope it didn't bite you!

I would have said the Chrysops caecutiens looks a likely candidate although the location doesn't fit as I can't find reliable reports of this in N America. Hopefully someone more familiar with US insect fauna can do better.

https://en.wikipedia.org/wiki/Chrysops_caecutiens